We all work hard for our money and hate to just throw it away. But you very well could be doing that right now! There are many places that are required by law to hold onto unclaimed money and property for a certain number of years. You don’t know if you should contact the ones holding the property the majority of the time. So how do you find out?
NAUPA allows you to search by state. Click on any state you have every lived in and type in your name. If you lived there under a maiden name, be sure to try that one as well.
The FDIC holds funds for liquidated institutions.
The NCUA covers funds from credit unions.
Damaged money could potentially be replaced by the Treasury.
The SEC holds funds from cases against companies. This page list them alphabetically if you think it applies to you.
FHA has insured mortgages that were overcharged.
Are you unsure if it is time to cash in your savings bonds? Find out here.
Sometimes a bond can be lost, stolen or damaged and can still be replaced. The Bureau of Public Debt has the forms on their site.
The IRS holds refunds up to 3 years. If you think they might owe you money all that is needed is your social security number and the amount you should have been refunded.
Refunds and rebates are a great way to save money when buying an item. have you ever sent in the form and failed to receive the promised check? A certain phone company took 9 months to provide a rebate to me once. That is when I learned a few tips.
1. Make a copy of the rebate form once it has been filled out. Make a note on it the day you placed it into the mail.
2. Make sure you have followed the instructions EXACTLY or they will often deny the rebate.
3. Make a copy of the receipt if you have to send in the original.
4. Write down anyone you speak to, when and what they tell you and keep the information with the rebate and receipt copies.
While I was unable to find any money for myself, I did find a few dollars for my mother. Let me know how much you find!